Sonoma Equity Lending


When I started in mortgage lending in 1987, it was essential to me that anyone coming through my door with a passion for owning property, had a chance to do so. With that in mind, institutional lenders have always had their difficulties understanding that not everyone fits their limited criteria for loan approval.

Enter private money! Regular people, like you and I, come together and invest in your mortgage or home loan. You sign a Promissory Note just like you would with a bank. Our investors then also have a Deed of Trust secured by your property to use as our collateral until you pay the Note off.

We have the flexibility to create a mortgage product that does just what you want as a borrower. On investment properties, our loans can even be structured to offer interest only payments to increase your cash flow!

Maybe you want to own rental property for extra cash flow and additional income, but have no history of being a landlord. Banks can’t help you, but Sonoma Equity Lending can!

Perhaps you are currently a tenant and want to own your first residence, but you are self-employed and have a difficult time showing income on your tax returns? Banks can’t help you, but Sonoma Equity Lending can!

At Sonoma Equity Lending, we also understand the emotional pain and economic problems that have been caused by the problems in our economy. Banks don’t approve loans when borrowers have recent mortgage late payments. Banks also want to wait years after a foreclosure or short sale before giving you a loan! And if you had to file bankruptcy to protect yourself, Banks want to wait even longer before approving your loan.

If a bank has turned you down for a home loan, to purchase property or to refinance, you owe it to yourself to speak with a professional at Sonoma Equity Lending, Inc. We think you will leave grinning like our other clients, that you can in fact get back into home ownership – and quicker than you think!

Call us now at (707) 763-1142, or for more specific questions click here 

 


Apply Now

Return to Loan Options

 

Quick Quote

Quick Quote Image

 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
 
secure

Trusted. Experienced. Secure.

 
 
 

Real Estate Marketplace

Home SearchView Featured HomesDream Home RequestHome Value Wizard